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SBA Proposes Legislation to Add $3 Billion to 7(a) Loan Program

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first_imgThe U.S. Small Business Administration announced a new legislative proposal that is expected to add at least $3 billion in lending authority to the 7(a) loan program this year. If enacted, the bill would allow the agency to increase lending authority by more than 30 percent, providing money for thousands more small loans in fiscal year 2004. The bill would also remove the current lending cap of $750,000, and allow loans up to $2 million.”This proposal builds on the success of the SBA Express program, and by significantly increasing 7(a) lending authority, will allow the SBA to reach out to tens of thousands more small business owners every year,” SBA Administrator Hector V. Barreto said. “The legislation provides more money for small business loans this year, at a time when the program is facing unprecedented demand.”By expanding the SBA Express program, which allows lenders to apply for 7(a) loans using their own forms and processes instead of lengthy and burdensome government forms, the entire 7(a) program would move to a lower guaranty rate of 50 percent. This reform would allow the agency to increase lending authority by over 30 percent. Based on FY 2003 numbers, that increase could have resulted in more than 22,000 additional loans to America’s entrepreneurs. If enacted for FY 2004, the lower guaranty rate and increased number of loans could provide capital to create as many as 500,000 new jobs.The proposed changes have the added benefit of moving the 7(a) program toward the goal of a permanent zero subsidy level. Preliminary data indicates that if this proposal is passed and signed into law, 7(a) could move to zero subsidy with fees that are below current congressionally mandated rates, making 7(a) loans even more attractive to small business owners and lenders.last_img read more

Aero Race Wheels marks 20th season as IMCA partner

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first_imgESTHERVILLE, Iowa – Aero Race Wheels reaches a pair of IMCA sponsorship milestones this season.The Estherville, Iowa, manufacturer notes its 20th season as a marketing partner with the sanctioning body as well as its 10th consecutive season as title sponsor of IMCA’s popular feature win decal program.“Everyone at Aero Race Wheels takes great pride in our partnership with IMCA and all the positive aspects the sanctioning body provides to our industry,” said Aero Marketing Manager Kelli Peton. “We look forward to continuing our support of IMCA and its racers.”Forty dollar product certificates, good toward the purchase of two wheels, go to designated place finishers at 80 specials for Xtreme Motor Sports IMCA Modifieds, IMCA Sunoco Stock Cars, IMCA Sunoco Hobby Stocks, Karl Chevrolet Northern SportMods and Scoggin-Dickey Parts Center Southern SportMods.Those awards will be mailed from the IMCA home office the week after official results from those races are received.Allstar Performance state champions in the same divisions get $25 product certificates, to be presented during the national IMCA banquet in November or mailed beginning in December.Decals are to be given to drivers following sanctioned weekly or special events victories.Information about Aero-made wheels is available by calling 888 895-2376, on Facebook and at the www.aeroracewheel.com web­site.“Observing both of these partnership milestones is really tremendous and we are honored to have had the support of Aero for two decades,” IMCA Marketing Director Kevin Yoder noted.”It is great to have partners that you also consider friends and Aero brings that genuine attitude that enhances and strengthens the business relationship.”last_img read more

Women and Girls’ Golf Week: Holly Clyburn on Tour life, winning – and special moments with her sister

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first_img1 Aug 2018 Women and Girls’ Golf Week: Holly Clyburn on Tour life, winning – and special moments with her sister Tags: Get into golf, Girls, Holly Clyburn, Women Holly Clyburn was one of England’s best amateurs before she turned pro. Here she talks about how she prepared for life on tour, winning on the Ladies European Tour, playing on the LPGA Tour – and sharing special experiences with her sister, India, such as both winning the English girls’ championship and playing in the Curtis Cup.Tell us about your early days in golf?My family is very golf oriented and I started when I was seven. By the time I was 14 I was involved in England training. It was very helpful, growing up and going through the different squads, not just learning about my golf, but learning about myself.What were the highlights of your amateur career?Playing for GB&I in two Curtis Cups and being on the winning team in 2012. Being English girls’ champion and now having my sister’s name alongside mine – that’s very special and it will always stick out for me.It’s also pretty special for two sisters to have played in Curtis Cup teams. Tell us what that means to you?It’s unreal! Seeing India’s name as a part of the 2018 team was amazing – and that I could make the trip to see her was even better. India is a great player and her game has come on so much, so when it came to Friday of the Curtis Cup I was so excited. I played on the LPGA, then raced over and watched her play some of the best golf I have ever seen her play and I have never felt so proud.When did you realise you wanted to make a career out of golf?From when I had a careers meeting at school when I was around 13 and I told them I would be a professional golfer. They laughed – but look who’s laughing now!When did you know you were ready to turn pro?In 2012. I did a lot in that year: I was in the winning Curtis Cup team and I played in the Ricoh Women’s British Open and came second to Lydia Ko for the silver medal. At that time I felt like I had achieved enough and done pretty much everything as an amateur and that I was ready to try the pro ranks. I think playing in the Ricoh as an amateur helped me and got my mind ready.You had your first LET win in your rookie year. Describe the feeling!That winning feeling is something else. My week in Holland when I won (the Deloitte Ladies Open in 2013) was just magical. I cried, I screamed, I pointed to the sky, but most of all I did it and I had family with me. I will always remember it and I could tell you every shot I hit from the 1st … but I won’t!What’s life like on Tour? What’s good and not so good?Tour is totally different to amateur days. In five years of tour life I have definitely learned a lot about myself.You’re by yourself a lot of the time. I love my own company, which is a bonus, but sometimes what I don’t like is being alone for a number of weeks. So I like to keep active. Since turning professional I have turned very professional, my time is either in the gym or on the golf course. My body has changed a lot.I love that I play on the biggest/hardest working tour in the world.How do you cope with the travelling?24hour clock! I’ve just got to get on with it, my mother tells me. Haha! It’s a lot easier said than done.How does playing on the Ladies European Tour compare with the LPGA?They are two different tours. The competition is high on both, don’t get me wrong, but these girls on LPGA are unreal. To compete with that every week is hard – but it makes you work harder.What’s your current ambition?To keep my status on the LPGAWhat’s your tip for an ambitious girl golfer?Make sure you have fun and keep it that way even if you want to be professional! Join your club, meet friends and enjoy the game!Inpired by Holly? Visit www.getintogolf.org to find free and low cost beginner activities across the country.Image copyright Ladies European Tour/Tristan Joneslast_img read more

Chiltern Forest plans inspirational and inclusive golf event

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first_img20 Sep 2018 Chiltern Forest plans inspirational and inclusive golf event Buckinghamshire’s Chiltern Forest Golf Club is set to host a ground-breaking inclusive competition on Sunday.The club, near Wendover, has been inspired by member Scott Richardson, a below-the-knee amputee, to organise a competition where each of the 21 teams will include a disabled golfer.Club members and guests will play alongside some of the sport’s most successful and inspirational disabled players, raising disability awareness.The event is being supported by England Golf to showcase the inclusive nature of golf and to raise funds for LimbPower for joint projects to get more amputees and physically impaired people into golf.Among the 84 players entered is leg amputee and reigning World Disabled Longest Drive Champion Mike Gays from Cambridge, who recently claimed the title in Las Vegas by driving a golf ball 358 yards!Scott Richardson is joint organiser of the event and commented: “Thanks to its handicap system, golf is a perfect sport for people with disabilities.“It doesn’t matter if you are a one arm golfer or a rubbish one-legged golfer, you can compete on a completely level playing field with anyone, disabled or otherwise. I don’t think there is another sport where you can do that.”Scott summarises his involvement in the sport and why he is so keen to host this competition. “Golf is really accessible. Your disability very quickly goes out of the window when you play against ‘non-adaptive’ golfers, especially if you beat them!”He added “When I first joined Chiltern Forest, I didn’t know anyone, but very soon I found I was amongst friends.”With a full entry, Chiltern Forest Captains, Mark Williams and Maria Darriba, endorse the event’s aims. “We are proud and privileged to welcome all participants to our club, and look forward to cementing this exceptional event next year,” said Mark Williams. Tags: disability. inclusivelast_img read more