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Bankrate highlights CU affordability vs. banks: ‘No surprise,’ says Nussle

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first_imgCredit unions continue to offer free checking accounts to their members at a high rate, while more and more banks continue to charge for them.Nearly three-quarters of credit unions (72%) offer free checking, compared with only 38% of the largest banks in the United States, according to a recent report from Bankrate.com .Five years ago, 65% of banks offered free checking, compared with 78% of credit unions.“As not-for-profit, member-owned, community-based financial institutions, credit unions are focused on providing the best service for their members,” said CUNA President/CEO Jim Nussle. “The fact that credit unions by and large offer better deals to their members than other financial institutions is no surprise. With lower fees and better rates, more and more Americans are discovering that credit unions are their best financial partner.”In addition to those that offer always-free checking accounts, 26% more–for a total of 98%–offer accounts that become free when certain requirements are met, such as when e-statements, direct deposit or a combination of both are used, the report found. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Fuel CellPowered SURUS is a Modular Autonomous Vehicle Built for Work

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first_img Like competing automakers, GM is adding EVs and other alternative fuel vehicles to their fleet. They’re also investing heavily in autonomous driving tech, and it’s not just about chauffeuring us to work.Vehicles have plenty of other jobs to do, too… like shifting freight around ports and warehouses, moving supplies around construction sites, and even shuttling humans to the hospital when they require medical attention.GM’s newest EV concept is built to handle all kinds of tasks like that. The “truck” you see above is SURUS, which stands for Silent Utility Rover Universal Superstructure. With a name like that, you’ve probably already guessed that it’s initially being pitched to the U.S. government.AdChoices广告Because the SURUS is powered by fuel cells it can move around stealthily, producing minimal noise and very little heat. That would make it an excellent choice for running resupply missions and shuttling troops (both healthy and wounded). Fuel cells give SURUS an impressive range of about 400 miles and it can cover the whole distance without a human driver.Its computerized brain also allows multiple SURUS units to form a convoy for tackling bigger jobs, and it’s designed to handle rough terrain with ease. GM has equipped SURUS with external plugs so you can trade some of that 400-mile range in for juice. Plug in tools, lights, pumps, or anything else that you need to get the job done.SURUS is a modular platform, and GM envisions offering several different add-ons for specific applications. Here, it’s a rolling medical facility. Its flat deck is (logically enough) sized to fit standard shipping containers so that it can quietly help organize freight on a large scale. Pop on a cab and it’s ready to haul workers and materials around the job site.The Truth About Cars notes that SURUS is intended as a “blank slate” platform. The modules GM has mocked up are just a few of the possibilities, but the future customers could have plenty of others. The Army will probably come up with dozens of different ways to utilize SURUS while it’s on display this week.Let us know what you like about Geek by taking our survey. Scania Unveils Multi-Purpose Autonomous Vehicle ConceptUS Postal Service Begins Testing Self-Driving Trucks Stay on targetlast_img read more